BOP – Sanford Family Insurance

Business Owners Policy

Business Owners Policies are designed for small business by incorporating your General Liability and Business Personal Property into a single policy. BOPs protects your small business from some common risks, such as Fire, burglary, liability and business interruption losses are all covered under a BOP.

Farmers’ in one of a handful of companies that offers EPLI coverage bundled into your BOP. This added layer of security further amplifies the passion and strength of Farmers’ commitment to protecting your small business

While BOPs are a cost effective approach to covering your business, there are other types of coverages that you may need to consider, such as: Workers Compensation, Professional Liability, Employment Practices Liability, Cyber Liability and Commercial Auto.

Combining three insurance policies into a single package In a single, convenient package, a BOP provides the core insurance that most small businesses need, including:

Property insurance: Protection for your building or office space, as well as property owned by your business, such as equipment and inventory.
Liability insurance: Coverage for costs that arise if someone is injured at your business or by using your products or services.
Business interruption insurance: Also known as Business Income insurance, this coverage replaces lost revenues in the event that your business has to shut down due to fire, wind damage or other covered losses.

Some of our targeted industries

While Sanford Family Insurance can support nearly every situation, below are the industries that Farmers has a strong appetite and business areas that we believe we can better compete.